This type of coverage will protect you against potential losses caused by fraud, theft or incompetence by one of your employees. This means that they can become easily … You will not be liable for any veterinary expenses not caused by your negligence while the dog is in your care. However, make sure to research all your options before choosing a dog walking insurance plan. Injuries inflicted on other dogs by the dogs in your care. Had you signed a contract, you could simply show it as proof that you are fulfilling the obligations you both agreed to. Injuries inflicted on people by the dogs in your care. Meanwhile, your dog is bleeding and needs to go to the vet. Public liability for dog-walkers, should be given serious consideration. Annual dog walking insurance … Many dog owners won’t leave their pet with someone who is not insured. This can result in you having to deal with medical bills, property damage or legal costs. But because you have a contract, you have proof that in fact he didn’t tell you about the allergy. © 2020 SportyDogWalker.com. Time To Pet is not an insurance agent and does not sell insurance products. At KennelPro, our mission is to alleviate the stress that comes with so many variables. One of them poops, so you swoop in and do your dog walker duty by scooping it up. Your dog walking insurance will include Public Liability cover for dog walking and 13 different pet care activities which you may also undertake such as pet sitting, home boarding, pet grooming or pet taxi service at no extra cost. While general liability insurance will protect cover your business to protect you against injury or property damage, it won’t protect you against claims of damage from your professional advice. Apparently, she had to take her dog to the vet due to an allergic reaction caused by the food that you recommended. This is one instance where a client could sue for damages due to your professional advice. (NewsNation Now) — Walmart is adding pet care to its roster.The retail giant announced Thursday it will offer Walmart Pet Care, which includes pet sitting and dog walking services through Rover, an online marketplace for pet services. It turns out that the treat contained corn, something the dog is allergic to. Insurance for Dog Walkers . How Do You Keep A Dog’s Leash from Tangling, Dog Anxiety Symptoms and How to Deal with Them, Collars, Harnesses & Leashes, Training & Behavior Aids, 101 Dog Wellness Tips for Real Dog Lovers, Dog Walker Strategy, Training & Behavior Aids, Tangle-free Multiple-dog Leash Dog Walking, How To Treat A Cut On A Dog In 10 Precise Steps. Remember, it’s not just the cost of the key that you need to think about. Below is a list of dog walking insurance providers in the United States, Canada, the United Kingdom and Australia. Accidents happen — and insurance protects you, your business, your clients and their pets from a financial nightmare. Lost key liability coverage will protect you against any costs associated with you losing a client’s property keys. It may be a good idea to apply for a fidelity bond. Dog Walking Insurance: Reasons Why You Need To Be Insured The Importance Of Liability Insurance For Dog Walkers. And yet some risks are worth taking. This type of insurance is recommended for any business that interacts with customers or members of the public. Getting insurance for your dog walking or pet sitting business is the best way to ensure protection and … The law will view you and your business as separate entities. It also protects pet owners and is a huge selling feature for potential clients. Understanding Dog Walking Insurance. Get A Quote Now It can also help you cover any legal fees that might occur if a client makes a claim against you for damages as a result of losing a dog, or the dog dying while you are caring for it. Whenever you get insurance it’s important to know what is and what is not covered under your policy. Dog walking insurance is essential to professional dog walkers. Dog walking liability insurance will help, if while in your control a client’s dog bites another person or another dog. Contact the companies directly for more details. Insurance can help you have peace of mind, knowing that no matter what happens while you’re running your business you’ll be covered. However, at the end of that week the client phones you to complain that you were actually supposed to take the dog on 5 walks per week. When you work as a pet sitter or dog walker, there are some potential hazards you need to be aware of and take precautions against. Dog Walking Insurance Providers. Take a risk at doing something, even simple tasks such as dog walking, and you might be liable for some uneventful situation that could cost you an arm and a leg. Dog walking insurance can protect you against all of this. By operating your business without insurance, you might be putting yourself at greater risk than you think. In addition to the amount of coverage that you purchase, there are few other factors that may increase the cost of your dog walker insurance: The type of business that you operate will also affect the cost of your insurance. Their dog is part of the family. You recommend it to a few of your clients and they experience excellent results. Insurance for dog walkers including cover for public liability, as well as protection for vet's bills should an animal in your care get injured. Having general liability insurance will make sure that you are protected against: It is highly recommended that all dog walking businesses have general liability insurance. If you’re out and about walking dogs, then you’re more than likely to come across members of the general public and their property and this is where public liability insurance for dog walkers comes in handy. The distinct types of insurance that you will want to consider are: When purchasing dog walking insurance, you will want to speak with your insurance provider to determine which of the above are included in your plan. Finally, to be bonded as a dog walker, you must first have insurance. Dog walkers insurance from Petplan Sanctuary offers a range of cover if your business involves walking other people's pets. For dog walking businesses, bonding insurance is primarily used to protect against a client accusing one of your employees of theft. This is the most basic and the most essential type of coverage that any incorporated dog walking business needs to have. This can be a large expense, and one you will likely have to pay for if you are at fault. Dog Walker Insurance. Here are a few things you may want to include in your waiver that you are not to be held accountable for: Here is a few examples of dog walking contracts and waivers that you can use as models when writing your own contract: One final step to help protect yourself from damage while you decide on buying dog walking insurance is to incorporate as a Limited Liability Company or LLC. Still, if you’re risk-averse, then before you rush as a reflex to buy insurance for your dog walking business, we’d like to encourage you to have a look at the information provided here to help you come to a more educated decision. Wouldn’t you feel better leaving your dog with someone knowing that if something bad did happen there was insurance to cover any potential costs? Working with dogs involves risk. At KennelPro, we’re committed to shopping a range of top-rated carriers to find the policy that covers the unique risks that dog walkers face in Lansing! If you provide other services such as a dog grooming parlour, you may want to consider taking out shop insurance to protect stock and contents you keep on the premises. Dog walking liability insurance . Whether it’s a busy city street or rural countryside, the outdoors is a bounty of the senses for all dogs. You need to make sure that you have the right plan for your type of business model. What insurance do I need as a dog walker? Check with your local insurance provider. This article is meant as a guide to help Pet Sitters and Dog Walkers understand Pet Sitting Insurance and to direct them to where they can find additional information. Whether you’re a dog walking business owner or an independent contractor walking dogs for other companies, we can help you protect your business and the pets in your care. Take a look at some of these other dog-walking insurance … Here’s an example of how professional liability insurance can help you: You discover a great new dog food. How long your dog walking business has been operating, Limited Liability Company (LLC) incorporation. Why Insurance is important for Dog Walkers With a proliferation of dogs in parks, mishaps can happen, especially when we want to give our furry companions free rein in an off leash area. The owner of the dog that attacked the one under your care claims it was your dog that attacked his first, arguing his dog was just defending himself. Petplan is the UK's No. What if you lose a dog while in your care? You tell her about the great results that other dogs have had and she is excited to try it. The owner of the dog that bit yours claims that it was not his fault. An insurance policy can cost you as little as just $52 a month, which is a pretty nominal price to pay for the peace of mind you’ll gain. Below is a list of dog walking insurance providers in the United States, Canada, the United Kingdom and Australia. If your business offers strictly dog walking and pet sitting services, this sort of coverage may not be required. While you’re taking care of the poop another person walks by with their dog. This means that they can become easily distracted or agitated by real, or imagined, threats. While starting such a business is relatively simple, it is … You find that hard to believe but the owner doesn’t budge. In addition to dog walking insurance, you may want to consider the following as well: Every time you take on a new client you should propose terms and have them sign a contract. Protectivity Insurance’s Dog Walking Insurance includes £1 million to £10 million of public liability protection against injury or damage to property and £50,000 of care, custody and control cover for animals in your care for loss, injury, illness or death. No insurance policy is created equal, but most good policies will cover you against the following: There are several different types of insurance. Starting an LLC certainly isn’t a necessity, but it’s something you may want to consider depending on your tolerance for risk. Additionally, if the owner decides to press charges, you can easily rack up thousands in attorney fees and a lawsuit. It’s time to choose an insurance provider. If you run your dog walking business from home, another key consideration is … But you should have known what dog walkers insurance could have done for you. She refuses to pay the bill. Once you’ve obtained the necessary insurance for your dog walking business, be sure to find out about options for bonding in your area. You will not be liable for any injury to the dog caused by the dog itself. If you follow all the steps in this article and complete your plan on how to become a dog walker, you’ll be sure to set yourself up for success. There is insurance for dog walkers we now include dog walking insurance for clients! Their old dog food of one, mild-mannered puppy to multiple, large –! 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